Disclaimer

Effective date: September 13, 2026.

Readiness is not a credit decision

CapitalRoot readiness assessments, including CFRI-P and CFRI-B, are proprietary funding-preparedness indicators. They are not consumer credit scores, lender risk ratings, underwriting decisions, or approval probabilities.

Lenders decide

CapitalRoot may help users prepare, compare eligibility criteria, identify potential matches, organize documents, and understand next steps. Lenders and funding providers independently determine whether to approve, decline, price, structure, or fund an application.

No guaranteed results

No score, recommendation, scenario, action plan, match, or advisory statement guarantees approval, funding, a rate, a term, or any other financial outcome.

Informational use

CapitalRoot content is provided for informational and workflow purposes and is not legal, tax, accounting, investment, or individualized credit-repair advice. Users should consult qualified professionals when appropriate.

Data quality

Outputs depend on available data, verification status, freshness, and source quality. Missing, disputed, stale, or conflicting information may affect readiness assessments and recommendations.

AI-generated content

AI may be used to explain structured findings or approved actions. AI-generated content may contain errors and does not override authoritative platform calculations, verified source data, or lender decisions.